Privacy Policy

Who We Are

IFC Advisors Limited, trading as IFC Finance and trading as Group Risk, is a financial advisory firm regulated by the Central Bank of Ireland. Our registered office is at 4 Fitzwilliam Square East, Dublin 2, D02 XN66.

For the purposes of data protection legislation, IFC Finance is the Data Controller of the personal information you provide to us.

What Data We Collect

We may collect and process the following categories of personal data:

• Contact information (name, email address, phone number)
• Financial information required to provide advice (income, assets, pension details)
• Identity information (date of birth, PPS number where required by law)
• Communication records (emails, call notes, meeting records)
• Website usage data (cookies, IP addresses, pages visited)

How We Use Your Data

We use your personal data for the following purposes:

• To provide financial planning advice and services
• To comply with our regulatory obligations as a Central Bank of Ireland regulated firm
• To communicate with you about your financial arrangements
• To send you relevant insights and updates (with your consent)
• To improve our website and service delivery

Legal Basis for Processing

We process your personal data on the following legal bases:

• Contractual necessity — to deliver the financial services you have engaged us for
• Legal obligation — to comply with Central Bank of Ireland requirements and anti-money laundering legislation
• Legitimate interests — to run our business effectively and communicate with clients
• Consent — for marketing communications (you may withdraw consent at any time)

Data Sharing

We do not sell your personal data. We may share your data with product providers (such as Zurich, Irish Life, Aviva, New Ireland, Royal London, and Standard Life) where necessary to arrange products on your behalf, and with regulatory bodies as required by law.

Data Retention

We retain your personal data for a minimum of 6 years following the end of our business relationship, as required by the Central Bank of Ireland's regulatory record-keeping requirements. Some data may be retained for longer periods where legally required.

Your Rights

Under GDPR, you have the following rights regarding your personal data:

• The right to access your data
• The right to rectification of inaccurate data
• The right to erasure (where applicable)
• The right to restrict processing
• The right to data portability
• The right to object to processing
• The right to withdraw consent at any time

To exercise any of these rights, please contact us at admin@ifcfinance.com.

Cookies & Analytics

Our website uses essential cookies to function correctly. We also use optional analytics cookies to understand how visitors interact with our site so we can improve your experience.

We will only activate optional analytics tools — including Microsoft Clarity (a behavioural analytics and session-recording service operated by Microsoft Corporation) — after you have given your explicit consent via our cookie consent banner. Microsoft Clarity may record anonymised session data such as mouse movements, clicks, and page scroll depth. No personally identifiable information is collected by this tool. For more information, see Microsoft's Privacy Statement.

You can withdraw your consent at any time by clearing your browser's local storage, or by contacting us at admin@ifcfinance.com. Essential cookies cannot be disabled as they are required for the site to function.

Complaints

If you are not satisfied with how we handle your personal data, you have the right to lodge a complaint with the Data Protection Commission (DPC) at www.dataprotection.ie.

Contact Us

For any data protection queries, please contact:
IFC Finance
4 Fitzwilliam Square East, Dublin 2, D02 XN66
Email: admin@ifcfinance.com
Tel: +353 1 660 1016